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What will it actually cost you?
Two jewellers can quote you the same gold rate and still bill you thousands apart. The difference is the making charge — and almost nobody compares it before walking into a store. Choose what you want to buy below and see the true, all-in price at each jeweller, broken down to the last rupee. Updated 2026-10-28.
How we work out these making charges
We do not take a jeweller's word for it, and we do not use a single headline figure. For every brand we manually review and verify each category, then read the published price breakup of many real products on that jeweller's own website — the same breakup you would see at checkout. From those we take the median, so one unusually ornate or unusually plain design cannot distort the result.
Please treat these figures as indicative. A making charge is not a fixed number: it varies by design, by weight, by season and by how well you negotiate. Stone-set and highly detailed pieces routinely sit above the median, while plain bands sit below it. The badge on each row shows how many real products that brand's median is based on — the more items, the more reliable the figure.
Prices shown include 3% GST on gold plus making charges. They exclude hallmarking fees, stone or diamond value, and any store-specific discount. Always confirm the final billed amount with the jeweller before you buy. To price a quote you have already been given, use our making charges calculator.
Making charges by jeweller, 2026-10-28
Typical making charge as a % of the gold value on plain 22K gold, before offers: the median of real products on each jeweller's own website. * worked out from the price; † sent by the jeweller.
| Jeweller | Ring | Earrings | Bangle | Mangalsutra |
|---|---|---|---|---|
| BlueStone | 27.0% | — | 25.5% | 30.7% |
| C Krishniah Chetty | 19.5% | 25.2% | 20.5% | 19.9% |
| Candere | 40.0% | 40.0% | 45.0% | 40.0% |
| CaratLane | 50.0% | 50.0% | 24.0% | 24.0% |
| GRT Jewellers | 19.9% | 23.4% | 11.8% | 17.2% |
| Indriya | 16.3% * | 18.2% * | 22.9% * | 20.1% * |
| Jos Alukkas | 36.0% | 35.0% | 36.0% | 27.0% |
| Khazana Jewellery | 17.5% | 17.5% | 14.5% | 14.8% |
| Kisna | 40.3% | 66.0% | 66.0% | 40.3% |
| Malabar Gold | 16.9% | 16.9% | 16.4% | 17.2% |
| NAC Jewellers | 18.9% | 20.9% | 22.0% | — |
| ORRA | — | — | — | 16.0% |
| PN Gadgil | 16.4% | 17.2% | 19.2% | 16.8% |
| Reliance Jewels | 24.0% | 23.0% | 22.0% | 20.5% |
| Senco Gold | 30.0% | 30.0% | 27.0% | 27.0% |
| Tanishq | 19.5% | 27.5% | 25.5% | 25.0% |
| Waman Hari Pethe | 31.5% | 24.5% | 31.5% | 27.5% |
Lowest on a ring: Indriya, 16.3%.
Lowest on earrings: Malabar Gold, 16.9%.
Lowest on a bangle: GRT Jewellers, 11.8%.
Lowest on a mangalsutra: Khazana Jewellery, 14.8%.
Questions
What are making charges on gold jewellery?
The jeweller's fee for crafting the piece, charged on top of the gold value, usually as a % of it. 3% GST applies to gold and making together.
Which jeweller has the lowest making charges?
It depends on the piece: for a ring, Indriya (16.3%); for earrings, Malabar Gold (16.9%); for a bangle, GRT Jewellers (11.8%); for a mangalsutra, Khazana Jewellery (14.8%), from the table above. Making charges vary by design, so confirm with the jeweller.
Can making charges be negotiated?
Often, yes: it is the most negotiable part of the bill, and festive offers commonly cut it. See today's offers.